How to Generate MMID for Bank of Baroda?

MMID is the abbreviation of Mobile Money Identifier,  it is a unique seven-digit number which is linked to your bank account and mobile number. The main purpose of the MMID is to simplify the  interbank transactions without the need for IFSC codes or account numbers.

Generate MMID of Bank of Baroda

To generate an MMID for Bank of Baroda, you’ll need to follow a straightforward process that offers convenience for customers who wish to make instant money transfers. 

How to Generate MMID for Bank of Baroda?

Generating an MMID with Bank of Baroda can be done through three different channels: mobile banking, net banking, and phone banking. Here’s some of the methods about how you can create your MMID:

1. Mobile Banking                                                                                                                                                                                  
   • Open your Bank of Baroda mobile banking app and log in.
   • Navigate to the ‘Account’ section and look for the ‘Generate MMID’ option.
   • Follow the on-screen prompts, and the MMID will be generated for your account.
2. Net Banking
   • Log in to Bank of Baroda’s internet banking portal.
   • On the homepage, locate and click on the ‘Generate MMID’ tab.
   • Enter the necessary details, and upon verification, your MMID will be created.
3. Phone Banking                                                                                                           
   • Call Bank of Baroda’s customer service number.
   • Select the language and proceed to choose the option for banking services.
   • Request the customer care representative to generate an MMID for your account.
   • You will receive the MMID via SMS within 24 hours.

Why is MMID Important?

Bank of Baroda customers, like many across India, may not always have access to net banking or other online fund transfer services. MMID bridges this gap by enabling real-time money transfers through the Immediate Payment Service (IMPS). This makes MMID crucial for ensuring seamless fund transfers, especially for those who may find internet banking services like NEFT and RTGS inaccessible. With MMID, both the sender and the receiver can transfer money using only their mobile numbers and MMID codes, making the process hassle-free and fast.

How to Use MMID for Bank of Baroda Fund Transfers

Once you’ve generated your MMID, transferring money through the IMPS system is easy:

1. Log into the Bank of Baroda mobile app and choose ‘Funds Transfer.’
2. Select IMPS as your preferred transfer method.
3. Enter the beneficiary’s mobile number, MMID, and the amount.
4. Verify the details and confirm the transaction.

This system is a convenient way to send or receive funds without needing traditional banking details, making banking more accessible for everyone.

Registration for Mobile Banking with Bank of Baroda

To access these features, you’ll need to register for Bank of Baroda’s mobile banking services. There are different ways:

• Download the mobile app in your mobile and complete the registration process.
• Visit the nearest ATM to register.
• Call customer service to activate mobile banking.
• Visit your local Bank of Baroda branch and request activation.

Final Thoughts

MMID has become an essential tool for Bank of Baroda customers, simplifying interbank transfers and making banking more convenient and accessible to everyone.